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VADODARA, May 7, 2026. The following report is based on currently available verified source material and market data.
Changelly Report Reveals Stablecoin Shift to Everyday Spending Ahead of May 15 Infrastructure Discussion developed into a market-moving story within the reported window. The initial source indicates immediate relevance for crypto sentiment, while fuller validation is still tied to cited datasets and official statements.
Not provided in source data.
| Metric | Value | Source |
|---|---|---|
| Primary asset move | Not provided in source data | Source: public statement |
| Trading volume | Not provided in source data | Source: exchange data |
The event matters because positioning, liquidity, and regulatory expectations can shift quickly once new information is confirmed across major trading venues. Key participants (institutions, whales, retail traders) face immediate revaluation of risk.
The underlying mechanism depends on the specific market event. For price moves: monitor order flow, liquidity distribution, and on-chain positioning. For regulatory news: assess compliance timelines and institutional risk exposure. For on-chain shifts: track velocity, accumulation patterns, and exchange flows.
On May 6, 2026, Changelly published a report highlighting a significant shift in stablecoin usage from trading-focused activity toward everyday payments, portfolio liquidity management, and consumer spending. The findings, based on platform data and a survey of over 3,000 users, indicate that stablecoins are increasingly functioning as active financial tools rather than solely as trading infrastructure. This development comes ahead of a live discussion on stablecoin infrastructure scheduled for May 15, 2026, hosted by Changelly and Stablerail.
According to the report, stablecoin supply surpassed $300 billion in 2025, while annual on-chain transaction volume approached $46 trillion (Source: blockchain analytics). Changelly’s internal data showed that 23.78% of completed transactions involved stablecoins, with transaction sizes approximately five times larger than non-stablecoin transactions. Stablecoin swap participation increased 33% year-over-year, and flows between crypto assets and stablecoins remained balanced, suggesting users treat stablecoins as an active liquidity layer.
| Metric | Value | Source |
|---|---|---|
| Stablecoin supply (2025) | $300 billion | Blockchain analytics |
| Annual on-chain volume (2025) | $46 trillion | Blockchain analytics |
| Stablecoin share of transactions | 23.78% | Changelly internal data |
| Swap participation growth (YoY) | 33% | Public statement |
| Spending via crypto-linked cards | 60.6% of respondents | Public statement |
| Average transaction size (spending) | €40 | Public statement |
| Non-users citing lack of understanding | 58% | Public statement |
| Bitcoin price (market proxy) | $80,933 (-1.95% 24h) | CoinGecko |
Global crypto sentiment stands at "Neutral" with a score of 47/100 (Source: CoinGecko).
Why now? The stablecoin market has matured to a point where infrastructure and user behavior are aligning. With supply exceeding $300 billion and on-chain volume near $46 trillion, stablecoins are no longer niche instruments. The report’s timing, ahead of the May 15 discussion, highlights a critical inflection point where businesses must adapt to stablecoin-based payments.
Who benefits? Retail users gain from lower-cost, faster payments. Merchants accepting crypto-linked cards benefit from reduced friction. Stablecoin issuers and infrastructure providers like Changelly and Stablerail stand to capture growing transaction volumes. Conversely, traditional payment processors may face competitive pressure.
Time horizons: In the short term (days to weeks), the May 15 discussion could catalyze further business adoption. Over months to years, stablecoin spending could rival debit card usage if education barriers are addressed.
Causal chain: Increased stablecoin supply and on-chain volume → greater liquidity → more merchant acceptance → higher consumer spending via crypto cards → feedback loop driving further adoption. The 33% swap participation growth indicates users are actively managing stablecoin positions, not just holding.
The shift from trading to spending relies on several mechanisms. First, stablecoin transaction sizes being five times larger than non-stablecoin ones suggests they are used for higher-value transfers, likely for payments or liquidity management rather than speculation. Second, the balanced flows between crypto assets and stablecoins indicate that users are using stablecoins as a medium of exchange, not just a safe haven. Third, the survey data showing 60.6% of respondents spending via crypto-linked cards, with average transactions of €40, mirrors typical debit card behavior. This is enabled by infrastructure that converts stablecoins to fiat at point-of-sale, a process that Changelly and Stablerail are working to streamline.
Stablecoins are increasingly competing with traditional payment rails. Unlike credit cards, stablecoin transactions can settle instantly and at lower cost, especially for cross-border payments. The report’s finding that 58% of non-users cite lack of understanding as a barrier highlights a gap that education and better product design can fill. In contrast, traditional payment systems have near-universal understanding but higher fees and slower settlement. The May 15 discussion will likely compare stablecoin infrastructure to existing banking and card networks.
Despite the bullish narrative, several risks could slow adoption:
In the near term, the May 15 discussion may produce actionable insights for businesses considering stablecoin integration. If the education barrier is tackled through better UX and marketing, stablecoin spending could grow significantly. The report suggests that product design and user understanding are now more critical than infrastructure, a shift that could lead to more user-friendly stablecoin wallets and payment apps.
Changelly is an instant crypto exchange platform and API provider serving over 600 companies and 12 million users. Stablerail is an AI neobank for stablecoin-native companies. The report combines Changelly’s internal data with a survey conducted jointly with Simple, a crypto card provider. The May 15 discussion will feature John Adam Khandjian (CGO at Changelly) and Alex Emelian (CEO of Stablerail).
Institutional interest in digital assets continues to grow. BNY Mellon recently expanded its digital asset custody into the UAE, targeting tokenization hubs. Meanwhile, Paradigm Capital deposited $27.3 million in ETH to FalconX, signaling potential institutional activity. These moves, combined with stablecoin adoption, suggest a maturing ecosystem.
The Changelly report provides concrete evidence that stablecoins are transitioning from trading tools to everyday payment instruments. With supply exceeding $300 billion and on-chain volume near $46 trillion, the infrastructure is in place. The key remaining barrier is user education, which the May 15 discussion aims to address.
Traders and businesses are watching the May 15 discussion for concrete infrastructure developments that could accelerate stablecoin-based payments.
What to watch next: Press Release Provided by Changelly Changelly report highlights growing stablecoin use in everyday spending ahead of May 15 infrastructure discussion SponsoredPublishedMay 7, 2026 Changelly uncovers the main stablecoin trends for 2026, and hosts a podcast with Stablerail on stablecoin infrastructure every business must build on May 15, 2026.; Changelly uncovers the main stablecoin trends for 2026, and hosts a podcast with Stablerail on stablecoin infrastructure every business must build on May 15, 2026..
Evidence & Sources
Updated at: May 07, 2026, 01:17 PM
Data window: May 07, 2026, 12:19 PM → May 07, 2026, 01:16 PM
Evidence stats: 9 metrics, 4 timeline points.
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